Often when we realise that our second choices prove critical, we see it as a sign of brilliant foresight and diligent planning.  So, my question is, why do the majority of people never seriously plan for a life or business strategy that exists outside the country that they currently live and work in? Imagine in this turbulent and often unfair world, systems, and society, which have always been loyal and beneficial to you, suddenly reverse.  This could be due to anything from a new government imposing taxes specifically aimed at the wealthy, their family, or their businesses, to a person’s ideas and thoughts now going against a new society norm (Cancellation Culture).  This used to be the main concern of those who were politically exposed.  However, in this ever-changing world of social media, alternative political and social movements.  It seems more people with different views or lifestyles are being affected.  Every day we are seeing more cases where individuals are becoming social pariahs over innocent and honestly held views or opinions.  This is especially prevalent in the world of business, entertainment, sports, TV commentators, the film industry, and all other areas where people often publicly need to express opinions.  It is making for a world where people can no longer express their true opinion publicly.In most cases, people who are suffering from this modern day “Cancellation” phenomena, simply have a different opinion.  As a result, a person and by extension their family or business can be thrown into a state of emergency which causes huge disruptions in their daily life, often pushing people into states of mental unwellness.  We are seeing banks close accounts, new banks refuse business, disruptions to trade and social attacks on friends and family.  In most cases, it is unfounded, and groups spread biased opinions through social media.  In some countries where the political spectrum suddenly takes a swing to extremism, we see higher rates of tax for the private individuals, businesses and the implementation of a general wealth tax, as new governments try to establish their agenda by attacking the wealth of a select few.It is at this time that people wish they had planned for their future and developed a plan of “Seconds”.  You can take a number of simple steps to help you, with very little disruption to normal life.  Take up a Second residency or business domicile.Obtain a Second citizenship and passport for their family.Establish a Second banking or investment trading relationship outside the home country.Establish a Second trading platform that could be migrated to should the worst happen.Individuals, businesses, and families can consider adding one or more of the above strategies to run alongside their existing wealth strategy, with little or no adverse impact on their existing lives.  In fact, having all your assets under the roof of one country or state is now seen as not a very prudent strategy, especially as there are many countries out there that will welcome new residents with open arms.Therefore, it is time to start understanding that Second can really be the new First.NG Global Citizens can help individuals and families obtain Second residencies and citizenships for the following countries.  NG Global Citizens also introduce clients to their Trusted Partner Network that can help find the perfect lawyer, investment fund, tax professional, realtor, bank and even moving company:The programs that we are currently support and available: Residency by Investment Greece Cyprus Portugal Malta Turkey USA (EB-5 visa) USA (E-2 visa) Citizenship by InvestmentGrenadaDominicaSt LuciaMaltaTurkeySt Kitts & NevisAntigua & BarbudaIt's crucial to recognize that we live in an ever-evolving world, where the unexpected can suddenly become our reality. As such, having a 'Second' plan isn't merely a safety net anymore; it's a necessity. NG Global Citizens’s team is dedicated to helping individuals and families navigate these complexities and uncertainties, also provide tailored solutions to secure a second residency, citizenship, banking relationships or business domicile, ensuring you're always prepared, no matter what life throws at you. Remember, in this unpredictable world, 'Second' might just be your new 'First'." This article was contributed by [Graham Sutcliffe BA (Hons) FCCA], a Co-founder of - NG Global Citizens (a 20-year veteran of the international Trust world) and specializes in helping clients and their families navigate the often-turbulent waters of making these changes.  We specialize in working with clients and their advisors to select the right mix of what should be included in their safety wealth strategy.  We help find them the right Investment, Realtor, Lawyer and Tax Professional so as to ensure a successful and efficient execution of the plan through our network of international Trusted Partners.

The Cyprus Permanent Residency by Investment Program is an attractive opportunity for non-EU citizens to secure their future. By investing in the island nation's real estate or securities, applicants can gain permanent residency, opening up a world of benefits, including excellent education, tax optimization, and easier visa-free travel within the EU. This article provides an in-depth look at the numerous benefits of this program and the investment options available.Benefits of Cyprus Permanent Residency By InvestmentAccess to Quality Education: Permanent residents have access to some of the best universities and private schools in Cyprus.Low Cost of Living: Compared to other European countries, Cyprus offers a relatively low cost of living, making it an ideal destination for individuals seeking a comfortable lifestyle.Tax Optimization: Cyprus has an attractive tax regime, providing opportunities for efficient tax planning.Income from Real Estate Investments: Investing in real estate properties not only qualifies you for permanent residency but can also generate a steady income through rentals.Potential for Citizenship: Applicants should reside legally in Cyprus for 5 years, prior to the submission of the application. The applicant should reside legally and continuously the year prior to the submission of the application. After five years of actual stay in Cyprus within seven years, permanent residents can apply for Cypriot citizenship.Indefinite Residency: Unlike a residence permit, permanent residency status does not need to be renewed regularly. It allows you to reside indefinitely in Cyprus.Potentially Easier Travel within the EU: Holders of Cypriot Permanent Residency would still need to apply for a Schengen visa for travel within the Schengen area, but it should be a simpler process for them as they already hold a Cypriot Permanent Residence.Investment Options for Cyprus Permanent ResidencyTo qualify for the Cyprus Permanent Residency by Investment Program, applicants need to invest a minimum of €300,000. The investment options include:1. Applicants can invest in residential or commercial properties located in Cyprus. This option is not only a qualifying criterion for permanent residency but also a potential source of rental income.2. Applicants can choose to invest in securities such as government bonds, financial assets of Cypriot companies, or units of Cyprus-based alternative investment funds.The Cyprus Permanent Residency by Investment Program offers a golden opportunity for non-EU citizens to secure their future and enjoy a high standard of living. With attractive benefits like access to quality education, tax optimization, and the potential for citizenship, it's an investment.Worth considering. This program appeals to individuals seeking a prosperous and secure future. If you are considering applying for the Cyprus Permanent Residency By Investment Program, it is advisable to seek professional assistance from reliable immigration advisors, such as NG Global Citizens, who can guide you through the process efficiently and effectively.

The Greece Golden Visa program, launched in 2013, offers non-EU citizens the opportunity to obtain Greek residency and access to Europe in exchange for a real estate investment of as low as €250,000. This comprehensive guide provides detailed information on the program, including eligibility criteria, benefits, investment options, application process, and more.What is the Greece Golden Visa Program?The Greece Golden Visa Program is a residency-by-investment scheme that grants a five-year residence permit to non-EU citizens in return for a significant investment in Greek real estate in certain areas . This initiative aims to attract foreign investors and stimulate economic growth in Greece by offering them the opportunity to establish European residency.Greece Golden Visa Changes:Recently, Greece doubled the minimum investment required for the Golden Visa program to €500,000. Despite this change, the program remains an attractive option for individuals seeking European residency and the associated benefits.Who's Eligible?The Greece Golden Visa program is open to non-EU citizens who make a substantial contribution to the Greek economy. Applicants must meet certain financial requirements and provide the necessary documentation to qualify. The program offers an excellent opportunity for individuals and families looking to relocate to Greece and enjoy the advantages of European residency.Benefits of the Greece Golden VisaAcquiring the Greece Golden Visa offers numerous benefits:1. Residency: Holders of the Golden Visa can live in Greece and enjoy the country's rich culture, beautiful landscapes, and vibrant lifestyle.2. Visa-Free Travel: The Golden Visa allows individuals to travel freely within the Schengen Area without the need for additional visas.3. Access to European Education and Healthcare: Golden Visa holders can avail themselves of high-quality education and healthcare services available to European residents.4. Business Opportunities: The Golden Visa opens doors to investment opportunities and entrepreneurial ventures within Greece and the EU.5. Long-Term Stability: The initial five-year residence permit can be renewed indefinitely, providing long-term residency stability.Investment OptionsThe Greece Golden Visa program offers various investment options:6. Real Estate Investment: The most popular choice involves investing a minimum of €250,000 in Greek real estate. This allows investors to own residential or commercial properties and potentially generate rental income.7. Business Investment: Individuals can choose to invest in Greek businesses, contributing to economic growth and job creation.8. Government Bonds: Another option is investing €500,000 in Greek government bonds, supporting the country's financial stability.How the Process WorksThe application process for the Greece Golden Visa involves several steps:9. Determine Eligibility: Ensure that you meet the program's financial requirements and have the necessary documents.10. Choose an Investment Option: Select the investment option that best suits your preferences and financial capabilities.11. Seek Professional Assistance: Engage the services of experienced professionals in immigration and residency matters to navigate the application process smoothly.12. Gather Required Documents: Prepare the necessary documentation, including a valid passport, proof of investment, criminal record clearance, and medical insurance.13. Submit Application: Submit your application, along with the required documents, to the designated authorities responsible for processing Greece Golden Visa applications.14. Await Approval: The processing time may vary, but typically takes a few months. Stay updated on the progress of your application through regular communication with the relevant authorities.The Greece Golden Visa program offers a compelling opportunity for non-EU citizens to obtain European residency through a real estate investment. Whether it's the allure of living in Greece, visa-free travel across Europe, access to excellent education and healthcare systems, or business prospects, the Greece Golden Visa presents an appealing pathway to a brighter future. NG Global Citizens, a trusted company in residency and citizenship advisory services, can provide expert guidance throughout the application process and help individuals make the most of this opportunity.

On January 1, 2024, St. Kitts and Nevis introduced an innovative Contributory Pension Plan that promises to transform the financial landscape of this Caribbean nation. Announced by Prime Minister Dr. Drew, the plan is a significant step towards enhancing the welfare and financial security of public workers in the country.While the direct implications of this development on the Citizenship by Investment (CBI) program are not immediately clear, it's likely that such a move could have far-reaching effects. Here's why.1. A Sign of Economic StabilityThe introduction of a contributory pension plan signals the government's commitment to long-term economic stability. It demonstrates a focus on sustainable growth and social security – two factors that are likely to be of interest to potential investors. For those considering the St. Kitts and Nevis CBI program, this could add an extra layer of assurance.2. Attracting Long-Term InvestorsThe contributory pension plan could potentially attract investors who are interested in long-term opportunities. It suggests that the government is planning for the future and taking steps to protect its citizens' financial well-being. This forward-thinking approach might appeal to CBI investors looking for a stable environment in which to invest.3. Enhancing International ReputationFurthermore, the introduction of such a plan could enhance St. Kitts and Nevis' international reputation. It shows that the government is not only focused on attracting foreign investment but is also committed to improving the lives of its people. This balance between economic growth and social progress could make the nation an even more attractive destination for investors.Though the direct impact of the new Contributory Pension Plan on the St. Kitts and Nevis CBI program is yet to be explicitly defined, it's evident that this progressive move reflects positively on the nation's economic landscape. At NG Global Citizens, we believe that by showcasing a commitment to long-term stability and social welfare, St. Kitts and Nevis is likely to attract discerning investors seeking not just citizenship, but also a stable and secure investment environment.As always, we recommend potential CBI investors to consult with immigration and investment professionals to fully understand the implications of these changes. However, as it stands, the introduction of the Contributory Pension Plan underscores a promising future for St. Kitts and Nevis, a future that balances economic growth with the well-being of its people.

Grenada, often referred to as the 'Island of Spice', is not just a paradise for tourists but also a hotbed for investors. The picturesque Caribbean nation, renowned for its lush landscapes and pristine beaches, offers a wealth of investment opportunities, particularly through its Citizenship by Investment (CBI) program. Whether you're an entrepreneur seeking global mobility or an investor looking for high returns, here's why Grenada should be your next investment destination.1. The Grenada Citizenship by Investment ProgramThe Grenada CBI program, established in 2013, offers discerning investors an opportunity to obtain citizenship in exchange for a significant economic contribution to the country. The program provides two primary investment avenues: a donation to the National Transformation Fund or investment in pre-approved real estate projects. With a minimum investment of $150,000 for single applicants and $200,000 for a family of up to four, Grenada's CBI program is competitively priced and offers attractive benefits.2. Global Mobility with Grenadian CitizenshipOne of the most compelling reasons to invest in Grenada is the global mobility it offers. Grenadian citizens enjoy visa-free or visa-on-arrival access to over 140 countries, including the UK, EU Schengen area, China, and Russia. This benefit is particularly advantageous for business professionals and entrepreneurs who need to travel internationally for work or leisure.3. Unique Access to the USA via E-2 TreatyUnlike many other Caribbean nations, Grenada has an E-2 treaty with the United States. This treaty allows Grenadian citizens to apply for a non-immigrant E-2 visa, which permits investors and their families to live and work in the USA. This unique advantage sets Grenada's CBI program apart from others and is a significant draw for investors seeking business opportunities in the US.4. Promising Real Estate Investment OpportunitiesInvesting in Grenada's real estate sector can yield high returns. The country's booming tourism industry, coupled with government incentives for foreign investors, has led to a surge in demand for luxury resorts and residential properties. By investing in government-approved real estate projects, CBI applicants not only secure their Grenadian citizenship but also have the potential for substantial financial gain.5. Stable Economic and Political ClimateGrenada boasts a stable political environment and a growing economy. The government's commitment to sustainable development and foreign investment has resulted in steady economic growth, despite global uncertainties. For investors, this stability ensures a secure and reliable investment climate.6. Enjoying the Grenadian LifestyleBeyond the financial benefits, investing in Grenada allows you to experience the country's exceptional lifestyle. With its year-round tropical climate, vibrant culture, friendly locals, and world-class beaches, Grenada offers an unparalleled quality of life. Whether you're seeking a peaceful retirement destination or a dynamic cultural experience, Grenada has something for everyone.Grenada presents a compelling investment proposition. Its CBI program offers global mobility, unique access to the USA, promising real estate investments, and a chance to enjoy an exceptional lifestyle. With the expertise of NG Global Citizens, you can navigate this opportunity with confidence and ease.

In an era where global mobility and international opportunities are more sought after than ever, Residency by Investment (RBI) programs have emerged as a pivotal pathway for individuals seeking to expand their horizons. These programs offer the right to live, work, and study in a foreign country in exchange for a significant investment. While the concept is similar to Citizenship by Investment (CBI), RBI focuses on residency, often leading to citizenship as a long-term possibility. This article delves into the intricacies of RBI programs, exploring their opportunities and challenges, with insights from industry leaders like NG Global Citizens.Understanding Residency by InvestmentRBI programs are designed for high-net-worth individuals who seek to gain residency in a country by contributing to its economy. This investment can take various forms, including real estate purchases, business investments, or contributions to government funds. Countries like Portugal, Greece, and the United States have popular RBI programs that attract investors worldwide.Opportunities Offered by RBI Programs1. Enhanced Global MobilityRBI programs offer individuals the chance to live and work in a new country, providing access to new markets and cultures. This is particularly beneficial for entrepreneurs and business professionals looking to expand their operations internationally.2. Access to Better Quality of LifeMany RBI programs are in countries known for their high standards of living, excellent healthcare, and education systems. For families, this means access to a better quality of life and education for their children.3. Long-term Residency and Path to CitizenshipWhile RBI programs initially offer residency, many can lead to permanent residency and, eventually, citizenship, offering long-term security and stability.Challenges in RBI Programs1. Navigating Legal and Financial ComplexitiesRBI programs come with their own set of legal and financial complexities. Understanding the tax implications, legal obligations, and investment risks in a foreign country requires thorough research and expert guidance.2. Due Diligence and ComplianceApplicants must undergo rigorous background checks and comply with the laws and regulations of the host country. This process can be time-consuming and requires meticulous documentation.3. Market Volatility and Investment RisksReal estate and other investments associated with RBI programs can be subject to market risks and volatility. Investors need to be aware of the economic stability and real estate market trends of the host country.Case Studies from NG Global CitizensNG Global Citizens, a leader in providing residency and citizenship solutions, offers insights into successful RBI programs:Portugal’s Golden VisaOne of the most popular RBI programs, Portugal's Golden Visa offers residency through real estate investment or capital transfer. This program not only provides a gateway to Europe but also a potential path to EU citizenship.US EB-5 ProgramThe United States offers residency through the EB-5 program, where investors can gain a Green Card by investing in a new commercial enterprise that creates jobs. It's a pathway to one of the world's largest economies and offers a potential route to U.S. citizenship.Residency by Investment programs present a unique blend of opportunities and challenges. They offer a gateway to new lifestyles, business opportunities, and educational prospects. However, they also require careful navigation through legal, financial, and compliance landscapes. With the right guidance and due diligence, RBI programs can be a transformative step towards a global lifestyle and expanded personal and business horizons.